Cash Berry Loan App

Thousands of happy customers have advanced their lives with Cash Berry – your trusted financial partner!

Take out always-ready cash loans up to KSh 50,000 on your own terms with affordable fees. Apply through our secure app and get your approval in seconds. Choose your own due date and receive your money instantly through MPESA. Repay on time and you could double your limits in two months.
Access quick and instant mobile loans through Cash Berry App.

Loan App Features

AFFORDABLE
• Cash Berry offers affordable and transparent pricing with fees as low as 12.5%.
• Choose a repayment date when you know you’ll have cash to be set up for success.

FAST
• Apply in minutes and get an instant decision.
• If approved, get your money straight to your MPESA.

CONVENIENT
• Apply 24/7 in our easy-to-use app.
• No paperwork, collateral, or bank account needed.
• Cash is sent directly to your MPESA.

FINANCIAL CONTROL
• Every time you borrow, choose up to 180 days to pay back.
• Friendly, understanding, compassionate customer experience
• Access extensive libraries of tailored educational content, in-person and online communities to connect and learn from other users.

BACK-TO-BACK ACCESS
• Repeat access to cash. Just pay back what you owe in full before borrowing again (some exclusions apply).
• Just answer a few questions in the app and you are set to go

SECURE
• Trusted by millions, Cash Berry secures your personal information with SSL encryption.

LONG-TERM GROWTH
• Limits up to KSh 50,000.
• Most customers double or triple their limit in a matter of months.

REWARDING
• Earn KSh 200 off the next time you borrow when you refer friends to Cash Berry!*

How Cash Berry Works

• Download the Cash Berry app.
Download the app and we’ll tell you what information we need from you. In order to verify your identity and creditworthiness, kindly fill in your details.

Apply in minutes.
Fill out our short application.

Choose your terms.
Confirm your desired amount and due date.

Get your cash.
Funds sent directly to your MPESA.

Repay easily.
Pay anytime anywhere through our paybill.

Borrow again.
After repaying in full, simply provide us a little more information so we can look for the best possible limit and fees for you. Then receive the next round of funds to your MPESA again.

Loan Eligibility Requirements

✔Any Kenyan citizen who is 18+ years old.
✔Has a valid ID and a mobile number.

Loan Interest Rates And Calculations:

1. Loan Amount: 500 Ksh ~ 50,000 Ksh
2. Loan Term: the shortest tenure is 91 days, the longest is 180 days
3. Interest rate: 12% APR
4. Service Fee: 0%

A representative example of the total cost of the loan, including all applicable fees:
If the loan amount is 6000 Ksh and the loan term is 91 days, then the Interest rate is 12%. Therefore, the total Interest should be 6000 Ksh * 12% = 720 Ksh. Hence, the total Loan amount payable at the end of the 91 days is 6,720 Ksh. No Monthly charges. The minimum loan term is 91 days while the maximum is 180 days. Our effective APR is 16.5%.

Recurring Loan Terms.

You can choose your own repayment terms. Every cash amount we offer is eligible for a 91 or 180 day repayment period.

You will have continuous access to cash if you clear your outstanding balance and keep your Cash Berry relationship in good standing.

Always study the terms and conditions and the disclosure statements before proceeding with any transaction.

You can learn more about loan apps in Kenya on this website