Credit Hela loan App

Are you in need of quick financial assistance? Are you looking for a reliable platform that can provide you with loans with minimum hassle? If yes, then CreditHela is the perfect loan app for you. CreditHela is a loan app that allows you to apply for loans from the comfort of your home or office. In this article, we will delve into the details of CreditHela, including its features, loan amounts, service fees, and repayment options.

Features of CreditHela

CreditHela is an Android app that can be downloaded and installed on devices supporting 19 API and above. The app has a content rating of 3+, making it safe for all age groups. The app is user-friendly and easy to navigate, which makes it a great option for people who are new to the world of online loans.

Loan Amounts and Tenure

CreditHela offers loans with a tenure ranging from 91 days to 365 days. The loan amount ranges from KES 1,500 to KES 80,000. The loan amount and tenure options give borrowers the flexibility to choose a loan that best suits their financial needs.

Service Fee

The service fee for CreditHela loans ranges from KES 100 to KES 600 as a one-time charge. The service fee for a 92-day loan payment term is 9.2%. For example, if you take a loan of KES 2,500 with a 92-day payment term, the service fee would be KES 230. The repayment is divided into two terms of 46 days each, where Kes.1,365 needs to be repaid with a daily interest rate of 0.1% for each term. The total amount due at the end of the payment term would be KES 2,730.

Maximum APR

The maximum APR for CreditHela loans is 36%. This means that if you take a loan of KES 10,000 for 365 days, the total amount due at the end of the payment term would be KES 13,600. This includes the principal amount, interest, and service fees.

Application Process

Applying for a loan on CreditHela is simple and straightforward. The first step is to register on the app, which requires your personal information, including your name, ID number, and phone number. Once you have registered, you can apply for a loan by filling in some more information about yourself, including your employment status and income. The loan approval process usually takes a few hours, and once approved, the money is credited to your account.

Repayment Options

CreditHela offers various repayment options to its borrowers. The app allows borrowers to make repayments via M-PESA, which is a mobile payment platform widely used in Kenya. The repayment options are flexible, and borrowers can choose the one that suits them best.


In conclusion, CreditHela is a reliable loan app that provides borrowers with quick and easy access to loans. With its user-friendly interface, flexible loan amounts, and repayment options, CreditHela is an excellent choice for anyone looking for a safe and hassle-free way to borrow money. If you are in need of a loan, download CreditHela today and get started on your application.