M=pesa Statement

How Much Do M-pesa Agents Earn?

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M-pesa agents in Kenya are the lowest in ranking in the M-pesa pyramid structure. The agents are the people you will find in the kibanda and mama mboga in the neighborhood. The structure works such that to get into the Safaricom agency business, you need a super agent who will give you the  M-pesa like to be used for transacting.

The M-pesa agent earnings are commission based, and the more transactions an agent is able to carry out, the more he will earn. Commissions are earned on money deposits and withdrawals alike. Here are the commission rates

Table of Contents

Commissions On M-pesa Deposits

For every M-pesa deposit made, the agent will earn as follows;

Transaction Amount Range Commission in Ksh.
50 -100 4
101 – 510 8
511 – 1,010 9
1,011 – 1,510 10
1,511 – 2,510 11
2,511 – 3,510 12
3,511 – 5,010 14
5,011 – 7,510 20
7,511 – 10,010 28
10,011 – 15,010 40
15,011 – 20,020 55
20,021 – 25,020 71
25,021- 30,020 87
30,021 – 35,020 103
35,021- 40,020 119
40,021 – 45,020 135
45,021- 50,020 150
50,021 – 70,000 190
70,001- 150,000 190

Commissions On M-pesa Withdrawals

For every withdrawal done at the M-pesa agent, the agent earns the following money;

Transaction Amount Range ​​Commissions

(Registered Customers)

 Commissions

(Unregistered Customers)
10 – 49 N/A N/A
50 – 100 5 N/A
101- 500 8 8
501 – 1,000 10 10
1,001 -1,500 12 12
1,501 – 2,500 15 15
2,501 – 3,500 20 20
3,501 – 5,000 25 25
5,001 – 7,500 30 30
7,501- 10,000 35 35
10,001 – 15,000 45 45
15,001 – 20,000 60 60
20,001 – 25,000 65 65
25,001 – 30,000 70 70
30,001 – 35,000 70 70
35,001 – 40,000 100 N/A
40,001 – 45,000 150 N/A
45,001 – 50,000 180 N/A
50,001- 150,000 200 N/A

See also:

Conclusion

As can be see from the tables, the amount earned will increase with the money involved in the transaction. The more money a customer transacts, the more M-pesa charges he pays and therefore the more the agent earns. This means, the location of M-pesa agent is very important in determining M-pesa agent earnings. Locating the M-pesa agency in areas with high movement of people is a big win. Areas like shopping centers, markets, shopping malls, town centers will make a lot of sense and will earn you higher commissions.