Kuwazo Loan App

Kuwazo Loan App is a powerful tool designed to meet your financial needs by providing quick and convenient access to loans. With its user-friendly interface and flexible repayment options, Kuwazo empowers individuals to manage their finances effectively.

Loan Amounts and Fees

Kuwazo provides loan amounts ranging from Ksh 500 to Ksh 30,000, allowing borrowers to access the funds they require. When it comes to fees, Kuwazo follows a transparent and fair approach:

Monthly Interest Fees: The interest fees charged range from 7% to 20% per month, depending on the loan amount and repayment period.

Processing Fees: Kuwazo does not charge any processing fees, ensuring that borrowers can utilize the full loan amount.

Annual Percentage Rate (APR): The annual percentage rate for Kuwazo loans ranges from 60% to 240%, taking into account the loan amount, interest fees, and repayment duration.

Loan Breakdown Example

To illustrate, let’s consider an example fee calculation for a Ksh. 1000 loan. The loan incurs a Ksh. 200 interest fee, with a maximum rollover fee of Ksh. 400.

There are no origination or processing fees. Consequently, the total amount to be repaid by the client would be Ksh. 1,200 (Loan given + Loan interest).

Loan Repayment Terms

Each loan product offered by Kuwazo allows a maximum of 3 rollover times. After exhausting these rollovers, the repayable amount remains fixed for the lifetime of the loan.

Depending on the specific loan product, the final repayment dates fall between 90 and 360 days. This ensures that borrowers have sufficient time to repay their loans without undue pressure.

Getting Started with Kuwazo Loan App

Using the Kuwazo Loan App is simple and hassle-free. Follow these steps to begin your journey towards financial empowerment:

Download the App: Start by downloading the Kuwazo Loan App from the Google Play Store. The app is compatible with Android devices supporting API 16 and above.

Grant Necessary Permissions: Upon launching the app, you will be prompted to grant permissions such as storage, phone, camera, and display over other apps. These permissions are essential for Kuwazo to function optimally.

Create an Account: Proceed to create your personal account by providing the required information. Kuwazo will request your legal name, National ID, Mpesa Number, and Mpesa Statement to assess your creditworthiness.

Login: Once your account is created, log in using your credentials to access the app’s features.

Borrow Your Qualified Amount: Based on your creditworthiness and prequalification, Kuwazo will determine your eligible loan amount. Borrow the amount that meets your financial requirements.

Receive Funds: Once your loan application is approved, the borrowed funds will be directly transferred to your Mpesa Wallet, ensuring fast and convenient access to the funds you need.

How to Contact Kuwazo

Should you have any inquiries or require assistance, Kuwazo provides multiple channels to reach their support team:

Customer Support: The Kuwazo Loan App includes a dedicated customer support feature where users can submit their queries or concerns directly within the app.

Email: Users can also reach out to Kuwazo via email at [email protected] for any additional assistance.

Social Media: Kuwazo maintains an active presence on social media platforms such as Facebook and Twitter. Users can connect with Kuwazo through these channels to stay updated and seek support if needed.


In a world where financial flexibility is crucial, Kuwazo Loan App emerges as a reliable and convenient solution for individuals seeking personal finance loans.

With its user-friendly interface, flexible repayment options, and transparent fee structure, Kuwazo empowers users to take control of their finances.

By utilizing the app’s features responsibly and adhering to repayment schedules, borrowers can improve their creditworthiness and gain access to higher loan amounts with favorable terms.

Learn more about other loans apps in Kenya here.