Need an urgent loan? Life Cash is the best online loan app that gives you money in the bank in 10 minutes.
With Life Cash get funds anytime, anywhere.
As an instant personal loan app trusted by over 10 million users across the country, we offer an instant personal loan online from ₹50,000/- to ₹5,00,000/ with interest rate ranging 0% to 29.95% and for tenures from 62 days to 24 months.
With no paperwork and low processing fees, avail easy and quick loans online and get instant credit within minutes, directly into your bank account.
Why Life Cash?
✔Fast Loan Approval and Quick Disbursal: With 100% online process, get fast approval and quick loan disbursal.
✔Loan for All Purposes and Needs: Low-interest loans to fulfill all types of credit needs including covering emergency expenses, consolidating debt, travel, shopping and much more.
✔Flexible Interest Rates and Tenures: Flexi personal loans with interest rates from 0% to 29.95% p.a., depending on your credit score. Also, get flexible tenure options of 62 days to 24 months for repayment of the loan.
✔Transparency and Security: We only work with RBI-certified NBFCs/banks which are guaranteed to be transparent, safe and secure.
Loan App Features
Flexi Personal Loan – We offer personal loans ranging from ₹50,000 to ₹1,00,000 with short repayment tenures of 2-10 months. Documentation required for this loan consists of just a PAN card and proof of address.
Personal Loan for Salaried – Personal Loan for Salaried offers funds between ₹50,000 to ₹5,00,000 with flexible tenure ranging from 3 to 24 months. You must provide a PAN card, address proof and salary proof.
Personal Loan for Self-Employed – Personal Loans for Self-Employed ranges between ₹50,000 to ₹3,00,000 with flexible repayment terms from 3 to 12 months. You need PAN card, proof of address and income to avail this loan.
Online Purchase Loan – Get an e-commerce loan from ₹50,000 to ₹1,50,000 and shop online on our partner platforms such as Flipkart, Amazon, Myntra, Nykaa, MakeMyTrip, Goibibo, Tata CliQ and more. Repay the amount in easy EMIs with low interest rates and flexible tenures of 3 to 12 months. You need a PAN card and address proof to avail an Online Purchase Loan.
Top Features
⇒Simple EMIs: Payback in 3-24 months at your leisure
⇒100% Online: The application process is completely paperless
⇒Complete Transparency: There are no hidden costs
⇒Languages: Available in both Hindi and English
Personal Loan for Salaried Individuals (Example)
Loan Amount: ₹50,000
Tenure: 12-months
Rate of Interest: 20% per annum
Processing Fee: ₹1,250 (2.5%)
Onboarding Fee for New Customers: ₹200
GST on Onboarding and Processing Fee: ₹261
Total Interest: ₹5,581
EMI: ₹4,632
APR: 22.9%
Amount Disbursed: ₹48,289
Total Repayment Amount: ₹55,581
Loan Application Eligibility
a) Must be an Indian national
b) Must be over the age of 21
c) Must have a steady source of income on a monthly basis
Loan Application Procedure
1. Install Life Cash app
2. Sign up with your mobile number
3. Fill basic information and check your eligibility
4. Upload KYC documents, including your ID, address proof and PAN card
5. Request a bank transfer or an E-voucher for your loan
Contacts
Mail: [email protected]
You can learn more about loan apps in Kenya on this website