Kencream Sacco Society

Kencream Sacco is a licensed deposit taking Sacco formed to promote thrift among its members by affording them an opportunity to accumulate savings and thus create a source of funds from which loans can be made to them exclusively for productive purposes and at reasonable rates. It was registered in August 2002 and currently has a membership of over 1500 from parastatals, private businesses, government ministries organized groups among others.

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How To Become A Member of Kencream Sacco

Any applicant wishing to become a member should duly fill and sign an application form and attach a copy of ID, passport photo and KRA pin. A registration fee of 1000 shillings should also be paid

Minimum monthly deposit contribution of 1500 shillings
Benevolent fund contribution of 200 shillings
Every member gradually contributes towards the share capital ( a minimum of 15000)

Kencream Sacco Loan Products

Long Term Loans

Car loan
Development/ normal loan
Upesi loan
Super loan

Short Term Loan

Consumer loan
Bima loan
School fees loan
Karibu loan
Emergency loan

Instant Loan

Express loan
Weekender loan
E-loan

Fosa Loans

Salary advance
Special salary advance
Salary jipange loan
Non check off loan

Kencream Savings Products

Deposit savings
Share capital savings
Christmas savings
Benevolent fund

Kencream Fosa Products

Super account
Fixed deposit account
Jaza jaza account
Junior club account
Busara account
Chama savings account
Crystal account

Kencream Sacco M-Sacco Services *850#

To access these services, a member must fill and submit the mobile banking application form. It can be accessed by dialing *850# or installing the Kencream app from Google play store. The advantage of using mobile banking services is that it allows you to carry out transactions like mini statement inquiry and checking of account balances from the comfort of your home or office thus saving you a lot of time and resources.