AfrikaLoan App

In today’s fast-paced world, access to quick and reliable financial solutions is essential. AfrikaLoan Kenya is a mobile loan app that provides convenient and fast loans online, offering Kenyans the opportunity to access money directly in their M-Pesa accounts.

With its user-friendly interface and flexible loan options, AfrikaLoan Kenya has become a popular choice for individuals seeking immediate financial support.

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Loan Features and Terms

AfrikaLoan Kenya offers a range of loan features and terms to cater to the diverse financial needs of its customers. Here are the key details:

Loan Amount: AfrikaLoan Kenya allows borrowers to access loan amounts ranging from KSh 500 to KSh 70,000. This wide range ensures that borrowers can find the loan amount that best suits their requirements, whether it’s for small emergency expenses or larger investments.

Loan Term: The loan repayment period varies from a minimum of 70 days (10 weeks) to a maximum of 720 days (24 months). This flexibility in loan terms enables borrowers to choose a repayment period that aligns with their financial capabilities.

Annual Percentage Rate (APR): AfrikaLoan Kenya offers an APR ranging from 28% to 220.5%. The specific APR applicable to each loan depends on various factors, including the loan amount and repayment term chosen by the borrower. It’s important to note that the APR represents the overall cost of borrowing over a year.

Service Fee: AfrikaLoan Kenya does not charge any service fees. This means that borrowers can access loans without worrying about additional costs or hidden charges.

To better understand the costs associated with borrowing through AfrikaLoan Kenya, let’s consider an example. Suppose you borrow KSh 5,000 with a loan term of 70 days and an interest rate of 1% per day.

The fortnightly payment would amount to KSh 1,456.42. Over the course of the loan, a total of 5 payments would be made, resulting in a total repayment amount of KSh 7,282. The interest portion of the total repayment would be KSh 7,282 – KSh 5,000 = KSh 2,282.

Simple Loan Application Process

AfrikaLoan Kenya prides itself on its hassle-free loan application process, designed to save time and provide borrowers with convenience. Here’s a step-by-step guide on how the application process works:

Download AfrikaLoan App: Start by downloading the AfrikaLoan App from the Google Play Store. The app is specifically designed for Android devices, supporting API version 16 and above.

Fill in the Application Form: Once the app is installed, fill in a short application form provided within the app. The form requires basic information and details about the loan amount you require.

Receive Money in Your M-Pesa Account: After submitting your application, AfrikaLoan Kenya will evaluate it. Upon approval, the loan amount will be disbursed directly to your M-Pesa account. This ensures quick and convenient access to the funds you need.

Build Positive Credit History: Timely repayment of your loan not only fulfills your financial obligations but also helps you build a positive credit history.

By repaying on time, you increase your credit limit and enhance your chances of accessing higher loan amounts in the future.

Flexible Repayment and Second Loan Options: AfrikaLoan Kenya provides flexible repayment terms, allowing borrowers to manage their finances effectively.

Once you have repaid your initial loan, you can easily apply for a second loan with just a few clicks. This offers access to larger loan amounts, lower interest rates, and even more flexible repayment options.

Contacting AfrikaLoan Kenya

If you have any queries or need assistance, AfrikaLoan Kenya provides multiple channels for communication.

You can reach out to them through the online chat feature within the AfrikaLoan app or connect with them on Facebook at Their dedicated customer support team is always ready to address your questions and concerns.


AfrikaLoan Kenya is a reliable and convenient loan app that caters to the financial needs of Kenyans. With its online platform, fast loan processing, competitive terms, and dedicated customer support, AfrikaLoan Kenya offers borrowers a trusted solution for quick access to funds.

By choosing AfrikaLoan Kenya, you can benefit from the convenience of an online application, low interest rates, flexible repayment terms, and the opportunity to build a positive credit history.

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