Pesa Loan App

In today’s fast-paced world, access to instant credit can make a significant difference when it comes to meeting urgent financial needs.

Pesa Loan, the leading loan app in Kenya, offers a reliable and efficient solution by providing instant loan credits directly to your account or M-PESA account.

With its swift registration process, convenient loan application, and competitive terms, Pesa Loan stands out as the preferred choice for individuals seeking immediate financial assistance.

Loan Features and Terms

Pesa Loan offers competitive loan features and terms designed to cater to the diverse financial needs of individuals. Here are the key details:

Loan Tenure: The loan tenure offered by Pesa Loan ranges from a minimum of 61 days to a maximum of 365 days.

This flexibility allows borrowers to choose a repayment period that aligns with their financial capabilities and preferences.

Interest Rate: Pesa Loan offers a competitive interest rate of 12.5% per annum. This rate ensures that borrowers can access credit at a reasonable cost, making it an attractive option for those seeking affordable loan solutions.

Loan Amount: Borrowers can access loan amounts ranging from Kes. 1,500 to Kes. 50,000. This wide range ensures that individuals can borrow an amount that suits their specific needs, whether it’s for small emergencies or larger financial requirements.

Processing Fee: Pesa Loan charges a processing fee of 5% of the principal amount. The minimum processing fee is Kes. 60, while the maximum is Kes. 600.

This fee covers the administrative costs associated with loan processing and ensures transparency in the borrowing process.

To better understand the costs associated with borrowing from Pesa Loan, let’s consider an example. Suppose you borrow Kes. 3,000 for a loan tenure of 61 days. The processing fee, calculated at 5% of the principal amount, would be Kes. 150. Additionally, the interest accrued over the loan period would amount to Kes. 61.64. Therefore, the total amount due at the end of the loan term would be Kes. 3,211.64, with a monthly payment of Kes. 1,605.82.

Contacting Pesa Loan

If you have any queries or require assistance, Pesa Loan provides multiple avenues for support. You can reach out to their customer service team through the contact details provided on their website or within the mobile app.

Their dedicated support team is available to address any concerns or answer any questions you may have regarding the loan application process, repayment, or general inquiries.


Pesa Loan emerges as a reliable and efficient instant credit loan app in Kenya. With its commitment to fast loan disbursement, swift registration process, competitive interest rates, and flexible repayment terms, Pesa Loan offers borrowers a convenient and accessible financial solution.

By choosing Pesa Loan, you can address your urgent financial needs, build a positive credit history through timely repayments, and unlock higher loan limits for future borrowing.

To learn more about loan app click here