Co-operative bank of Kenya Branch Codes

Co-operative Bank Paybill Number 400200

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The Co-operative bank paybill number has made it possible for one to make deposits to the bank account without the need to visit a branch and que. The paybill number has no banking hours and you can make deposits to the bank account at any time.

The amount you can deposit is guided by the M-pesa paybill money limits which is currently Ksh300,000. You do not need to be the account holder to make deposits to the bank account using the paybill number.

How To Make A Deposit Using Co-op Bank Paybill Number

The Co-op bank paybill number is 400200. To make a deposit to the account, follow these steps.

  1. Go to sim tool kit and select M-pesa
  2. Select lipa na M-pesa
  3. Select paybill
  4. Enter the Coop bank paybill number 400200
  5. Enter the co-op bank account number
  6. Enter the amount you need to deposit to the bank account
  7. Enter M-pesa pin and send. Before sending the money, confirm again that you have gotten the account number right to avoid making deposits to other peoples bank accounts.
  8. You will receive a confirmation message from M-pesa and Co-operative bank confirming the deposit.

How To Withdraw Money From Co-op Bank Using Short Code *667#

You can withdraw money from your Co-op bank through the USSD code *667#. You do not need a smart phone with App neither do you need to visit the bank. Simply follow the steps below;

  1. Dial *667# on your phone
  2. From the menu, select Mobile Money option
  3. Select the M-Pesa option
  4. Enter the mobile number you wish to transfer money
  5. Key in your Cooperative account you want to withdraw from
  6. Enter the amount to withdraw
  7. Confirm if the details are correct and click OK

You can even transfer money directly from your co-operative bank account to a third party mobile number using the *667# code.

How To Withdraw Money From Co-op Bank Kwa Jirani Agent

If you want to withdraw money from Coop kwa Jirani agent, follow these steps

  1. Log into MCo-op Cash through *667# or MCo-opCash app.
  2. Select withdraw cash.
  3. Select CO-OP KWA JIRANI AGENT.
  4. Follow the instructions.
  5. Receive SMS with a REFERENCE NUMBER which the agent will input in his device to complete the transaction.
  6. Get your cash.
  7. You will receive an SMS notifying you of the withdrawal.

How To Do Co-operative Bank Internet Banking 

You can also access your bank account over the internet either logged in from a computer, laptop, tablet or mobile phone that has internet access.Follow these steps;

  1. Register for internet banking free of charge. All you need is your National ID and any of your Co-op Bank ATM cards.
  2. Create your own username and password, which you can re-set anytime in case you forget or feel the need to change.
  3. Every time you log in or do a transaction, you’ll have to enter an OTP (One Time Password) which is sent to your mobile number or email address. This is one of the security features the bank has put in place to keep your accounts and transactions safe.

Co-operative Bank ATM Services

You can also access your money and carry out a number of transactions from your Co-op bank ATM. This includes

  • Cash Withdrawals
  • Cash Deposits at selected ATMs
  • Account Balance Enquiries
  • Mini-Statements
  • Card PIN Change
  • Paying of utilities (KPLC Postpaid and Water Bills)
  • MCo-opCash Withdrawal Services (Cardless Withdrawals)

What Services can You Access from Co-op Bank Short Code *667#

You van access the following services by using the co-op bank shord code or USSD code

  • Save or deposit money
  • Access or pay Cooperative Bank of Kenya loans
  • Send money to a SACCO account, another Co-op Bank account, or an MCo-op cash account.
  • Withdraw funds at any Co-operative Bank ATM or MCo-op agent
  • Transfer any amount from your Co-op or SACCO account.
  • Buy airtime for any subscriber countrywide.
  • Pay bills like DSTV, KRA, KPLC and so on
  • Shell out any amount for goods and services offered
  • Sell, buy and transfer shares
  • Check your account balance
  • Get a statement
  • Pay rent, school fees and so on
  • SMS alerts for credits and debits
  • Send money from your account to your mobile wallet such as M-Pesa

See also:

Final Thoughts

Co-operative bank being a tier 1 and one of the biggest banks in Kenya have come-up with innovative ways to allow their customers interact with the bank. Use any of the above means to make your banking experience with Co-op bank memorable and hustle free. See other banks in Kenya, their paybill numbers, apps and USSD codes here.